How to Give

Becoming a Donor: How & Why?

Philanthropy Matters. Philanthropy Works.

Anyone can be a philanthropist at any time, in any amount. The Community Foundation offers many flexible opportunities and many ways to respond to community needs.

Community foundations offer flexibility and impact for your charitable giving. There are many options for you to consider. Think about what you want your gift to do, and we will work with you to find the best way for your donations to make a positive difference while taking maximum advantage of federal and state tax regulations.

Becoming a Donor

Establishing a relationship with the Community Foundation is quite simple. Here are some examples.

Funds

Contribute to a fund or start your own

Perhaps you are considering establishing a Fund yourself or perhaps you are interested in supporting one of the many Funds established at the Community Foundation – our Fund Catalog provides an overview of each of the Funds at the Community Foundation. Our knowledgeable staff is always available to discuss your interests and achieve your charitable goals.

Fund Catalog Start a Fund

Grants

Invest in our community through our grant making process

Grant making is the most direct and effective way the Community Foundation works with donors to support the community in which we live, work and play. Many caring individuals have set up Funds specifically for grant making and know that the Community Foundation will wisely invest in programs and services needed – now and forever – to improve the quality of life for all in Middlesex County. Two examples are the Middlesex Enhancement Fund and the Live Local Give Local Fund.

More About Grants

Direct Support

Directly support the work of the Community Foundation of Middlesex County

Gifts to support the operations of the Community Foundation empower us to fulfill our mission – “to improve the quality of life for all in Middlesex County” and to do even more to respond to community needs.

You may choose to make a donation to the Operations Fund or you may choose to join many of your neighbors and friends as a member of the Leadership Circle (President’s Society, Chairman’s Circle, and Community Benefactor), a giving circle established by donors who know that a community foundation does its best work when its operations are supported.

About CFMC

Giving Now

Ways to donate Today

Online

Use our online Fund Catalog to search the established Funds and donate online through our easy online checkout.

Phone

If you do not wish to use our online donation form, credit card donations can also be made by calling the office directly.

Mail

A downloadable donation form is available if you would like to mail in your payment. Click below to download the form.

Types of Gifts to Consider

Gifts of Cash

A gift of cash is the simplest way to to add to an existing fund or establish a Named Fund. Cash gifts are generally fully deductible up to 50% of the donor’s adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years.

Other Assets

Gifts of closely held stock, real estate, life insurance and other assets may be accepted following Community Foundation review. You should discuss the maximum tax deduction allowed by law for all gifts with a tax professional.

Securities

Gifts of publicly traded securities are accepted. A donation of appreciated stock can be one of the most cost-effective donations as you can avoid the capital gains tax on the appreciated portion of the gift. The fair market value is generally deductible as a charitable contribution up to 30% of your adjusted gross income. As with gifts of cash, deduction amounts exceeding this limit may be carried forward for up to five additional years. You can transfer the stock directly to the Foundation’s account by having your broker call us for transfer information. Detailed acknowledgements are supplied for these transfers.

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Giving Later

Planned Giving & Leaving a legacy

A planned gift to the Community Foundation is a way to give back to the community and nurture its positive future. Think about what has been important to you and your family and how you would like to ensure its future. Your planned gift to the Community Foundation can endow grants to improve the community and meet changing needs or fund your present annual gift to your favorite charity in perpetuity.

You can be assured that your charitable wishes will be fulfilled by meeting with Community Foundation staff to discuss your planned gift. All discussions are confidential, and it is understood that you may change your plans at any time. If you wish, we will meet with you and your professional advisors.

Planned Giving

10 Reasons to Give

Offering flexibility & impact for your charitable giving

The Community Foundation of Middlesex County is a collection of restricted and unrestricted “Funds” whose use is determined by donors and the Board of Directors. These endowed funds are pooled for investment purposes, accounted for separately, and annually provide income to make grants to charitable organizations. The use of income from unrestricted and field of interest funds is determined by a competitive process managed by the Foundation’s Grants Committee and approved by the Board of Directors. Foundation staff monitor grants to assure accountability.

You may establish a Named Unrestricted Fund where the Board of Directors determines the best use of the income to meet the ever changing needs of our community over time. You can also establish a Named Fund and determine its restricted purpose, for the benefit of one organization or a field of interest, such as the environment, the arts, education or a specific geographic area.

You may contribute to an established Fund and make gifts in honor or memory of others. The Middlesex Enhancement Fund, an unrestricted fund, has been created by the Board of Directors for gifts of any size from donors who want to provide help where it is most needed and will do the most good.